Mental health parity is a law that requires insurance companies to cover mental health services in the same way as they cover physical health services. Addiction parity is a similar law that requires insurance companies to cover addiction treatment in the same way as they cover other types of medical treatments.
The goal of the legislation was to help reduce the disparities in mental health care that exist between different parts of the country. You can explore companies like CXC solutions to avail teh services provided by them.
Prior to this law, mental health care was often not covered by insurance companies, which meant that people who needed mental health care couldn't get it.
Insurers must cover at least one form of addiction treatment that is available without a prescription, such as group therapy or peer support. They must also cover at least one form of addiction treatment that requires a prescription, such as medications used to treat opioid abuse or alcoholism.
Health insurance companies are not required to provide coverage for all types of mental healthcare services or addiction treatments. They are only required to provides coverage for services that are considered standard care by professional organizations or groups of experts.
This includes things like medication and therapy. Insurance companies are also required to pay for these services just like they would pay for any other type of medical service.
There are several resources available to help individuals access mental health and addiction self-help. These resources can be accessed online or through local mental health or addiction service providers.